Terms of Use

General
The Allianz Knowledge website and e-mail newsletter are information services that are provided by Allianz SE the use of which is subject to the following Terms of Use.

By accessing the Allianz Knowledge website and using their content, you acknowledge and agree that you have read and understood the following terms of use and agree to be bound by them. Do not use the Allianz Knowledge website if you do not agree with these terms of use. As used below, the terms "we", "us" and "our" refer to Allianz SE.

Opinion and Views
Articles published on the Allianz Knowledge website do not necessarily represent the opinion of Allianz SE.

Use of Content

The Allianz Knowledge website is available for information purposes only. The posting of content and access to the Allianz Knowledge website do not represent, either explicitly or implicitly, any provision of services or products by us. Information concerning financial products or services (including insurance, asset management and banking) is only available from the relevant Allianz Group companies.

No Offer

No information of the Allianz information services should be interpreted as an offer or a solicitation for an offer or as advice on investment, legal, tax or other matters. Where such advice is required, a professional should be consulted.

No Duty to Update
We endeavour to ensure that all content provided by the Allianz information services is up-to-date. However, we do not warrant that said information is up-to-date, accurate or complete.

Copyright
All content of the Allianz Knowledge website is protected by copyright. All rights to the pages, site content and arrangement are owned by Allianz SE. Content available for download may be used for non-commercial use only. Allianz SE has to be credited.

Trademarks, Service Marks and Logos ("Marks")
The marks appearing in the Allianz Knowledge website are the property of Allianz SE or of third parties.

No Warranty
All content of the Allianz information services, including, but not limited to, graphics, text and hyperlinks or references to other sites, is subject to alteration without prior notice and is provided "as is" and without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or other harmful components.

We do not warrant the adequacy, accuracy, reliability or completeness of any information of the Allianz Knowledge website and expressly disclaim any liability for errors or omissions therein.

We do not warrant that the functions of the Allianz Knowledge website will be uninterrupted and/or error-free, that defects will be corrected or that the Allianz Knowledge website or the servers that make them available are free from computer viruses or other harmful components.

Disclaimer
We expressly disclaim any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your accessing or using or inability to access or use the Allianz Knowledge website or your reliance on its content, or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with the Allianz Knowledge website, regardless of our knowledge thereof.

Hyperlinked and Referenced Websites
For your convenience certain hyperlinks or referenced websites in the Allianz Knowledge website may take you to third parties' websites, which generally are recognised by their top level domain name. Their content has not been investigated or analysed by us, and we do not warrant the adequacy, accuracy, reliability or completeness of any information on hyperlinked or referenced websites and expressly disclaim any liability for any and all of their content.

By accessing the Allianz Knowledge website, you also agree to abide by the proprietary guidelines applicable to any website accessed or hyperlinked through the Allianz Knowledge website.

Local Legal Restrictions
The Allianz Knowledge website is not intended for any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the Allianz Knowledge website is prohibited. Persons to whom such prohibitions apply may not access the Allianz Knowledge website.

Reservation of Rights
We reserve the right to change, modify, add to, or remove portions of these terms of use at any time.

Jurisdiction, Severability
Any action arising out of these terms or this website *shall be litigated in, and only in, courts located in Munich, Germany, and you agree to submit to the exclusive jurisdiction of those courts and further agree that they are a convenient forum for you.

In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes close to the intention underlying the unenforceable provision.